1. Data files
  sbkhil.dat: Series of data
              Date, S&P500, Small, T-bond, T-bill, Inflation
  sbkhil.hdr: Variable names in sbkhil.dat
  vw2690.dat: Value-weighted return with dividends(26/1-90/12)
  vwrd.dat: Value-weighted return(26/1-91/12)
  Company*.dat: Return data of the firm (72/1-91/12)
  tbill.dat: T-bill return(72/1-91/12)
  vw7291.dat: Value-weighted return(72/1-91/12)
  
2. Output and Program files
  rats.prg: Rats program to get the basic statistics and the betas 
  sbout.out: Excel output of $1 invested at the end of each corresponding year
  graph*.xls: Excel graph files
  beta.prg: Rats program to get the betas of the individual firms
  plot*.xls: Excel graph files for plots of delta and std. dev.
  retdat.txt: ASCII formatted data of the firms data and the plots data

Khil:  Home 378-9221
       Office 624-9580 or 627-4571